What does the report actually cover?
The visible, accessible areas of the building, under accepted procedures. It records visible active or previous infestation by wood-destroying organisms.
Rule 80-10-9-.18 sets the report as the record of visible infestation, and the scope of the inspection is the visible and accessible parts of the building. The inspector looks at the sill, the foundation, the sub-floor where it can be entered and the framing that can be seen, and records what is found in each.
Who is allowed to inspect and issue the report?
A qualified inspector may inspect, and only a person certified and permitted in the wood-destroying organisms category may complete and issue the official report.
The distinction matters because a report signed by someone without the right certification is not the official document, whatever the paperwork looks like. A homeowner or buyer can ask any company at any time on the phone for its ADAI credential and its wood-destroying-organism permit category. That is a simple question, and it should be answered before the inspection is booked.
What happens if termites are found within the guarantee period?
Under the rule, a licensee must treat an infested structure free of charge if an infestation from which apparent freedom was certified is found within ninety days of issuance.
The rule sets a ninety-day period from the issue of the report, during which an infestation found in an area the report certified as free must be treated at no charge. The rule sets different standards for subterranean termites, powder post beetles and wood-decaying fungi. This page describes the rule as it is written, and does not describe any individual company's terms.
What does a termite-free report not mean?
It does not mean the building is free of termites. It means the inspector saw no visible active infestation in the accessible areas at the time of the inspection.
A report can be accurate and still miss an infestation hidden in a wall, under a finished floor or in a part of the crawl space that could not be reached. The homeowner or buyer should read the report for the areas it covers and the areas it leaves out, and should not assume that the absence of a finding is a guarantee of the whole building.
What moves the price of the report?
The size of the building, its construction, how much of it can be reached and whether an official report is required by a lender. No figure is given here, and the price is approved before the inspection starts.
A small house with easy access to the sub-floor is quicker to inspect than a large farmhouse with stored material in the crawl space and outbuildings to include. The distance out of town adds travel, which matters in a spread-out area like this one, and a house on a pier foundation takes longer to inspect than a slab house with the same floor area.